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Few who deposit money in a
Brett Scott • Heretic's Guide to Global Finance: Hacking the Future of Money
account is which. We recommend you name your offset or high-interest savings account ‘Primary account’. The money in this account is money the bank owes you! Figure 5.1 below gives you a nice summary of how your
Bryce Holdaway, Ben Kingsley • Make Money Simple Again
Small banks and credit unions are plug and play for Profit First. Select big banks are, too.*
Mike Michalowicz • Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine
THE COMPLETE FINANCIAL PICTURE
Erik Banks • Finance: The Basics
Because of this hit, big banks began charging and raising overdraft fees. For a consumer who doesn’t keep a balance, overdrafts became so expensive that it simply didn’t make sense to keep an account with a bank that would charge those. This created two opportunities: 1. Products like Dave, Status, Bridget and Earnin have emerged to provide overdra... See more
Ayo Omojola • Wave Hunting
The bank’s interest rate should be competitive. Transferring money around should be easy and free, because you’ll be doing a lot of it, and you should have free bill paying. Their app or website should be something you enjoy using.
Ramit Sethi • I Will Teach You to Be Rich, Second Edition: No Guilt. No Excuses. No BS. Just a 6-Week Program That Works
Some problems are best solved orthogonally. How do you build a fair on-demand pay company? Clair decided to start by building a digital banking platform. Although Clair is not a bank, this unorthodox choice has proven savvy. The company monetizes by adding value, not extracting it.