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People play the victim forever,” she continued. “But who are they kidding? They are only robbing themselves. Life doesn’t owe you anything. Neither does anyone else. Only you owe yourself. So the best way to make the most out of life is to appreciate the gift of it, and choose not to be a victim.

The Yak Collective’s second report, The New Old Home, offers 22 perspectives built around Pamela Hobart’s central thesis: as work returns to the home in the form of remote work opportunities (a trend now dramatically accelerated by pandemic circumstances), we can turn to historical modes of integrated living, reconsidered in light of newer... See more

Many of the categories we’ve invested in, including tech-enabled amenities, smart apartment technology and digital workflow and management, generate significant operational savings and drive productivity for rental property owners in an economic downturn and will likely see continued strong investment.

Firms (and its many incarnations, like agencies, salons, etc) are a relic of a time when skilled professionals didn’t have easy-to-use tools to handle operations, manage clients, and grow their businesses. There were no social graphs or systems to track reputation. For the first time ever, a truly independent career is possible, which calls the... See more

There is an overload of music. 60,000 songs are uploaded to Spotify every day. Over 20% of those don’t get streamed even once. The ubiquitous access to almost every piece of recorded music in history has led to a paradox of choice, promoting passive and playlist-driven music consumption and creating winner-take-all effects for the biggest artists.

Technological innovation to enable this has already occurred - business model innovation powered by a technical innovation (tokens) - and now the future just has to catch up.

For the largest banks, interchange was the primary way they monetized consumers who lived paycheck to paycheck. If you live paycheck to paycheck, you have high volatility in your income and expenses and you generally don’t keep a balance in your bank account, so the bank relies on interchange fees to profitably service you.

First, the basic motivation for interaction differs between communities and collectives. In a community, the general motive for participation is