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Since registering, Twitch streamers who have been rejected for business cards twice have accessed lines of credit. A Vlogger with more than 8M followers can now purchase a car and receive financing. And a festival headlining musician who previously needed a parental co-sign is now building their own Karat credit file. Overtime, Karat will become th... See more

We will not make any changes that will damage the aesthetics of our product.

Critchlow: The future of knowledge work is increasingly going to rely on tacit knowledge. Whether it’s knowing how to navigate the organization or how to build a great marketing campaign – this is the knowledge that will determine career success. It turns out that the most effective way to acquire tacit knowledge is not through “professional develo... See more

Direct response is where most of the money is in digital advertising, which makes sense—direct response drives real outcomes for brands, and it’s highly measurable. Direct response lends itself naturally to the internet, where attribution is easier than with TV or physical advertising like billboards.

When you are a power user, you cannot afford to lose all the relationships between your ideas that you have spent months to build. Conor talks about having compounding interests on your notes. Roam smoothes the relationships between your past, present and future ideas as well as the relationships between ideas about very different topics.

Teams need leaders, visions require visionaries. However, the central organization creates the context in which leaders get the best from their teams and remain accountable for outcomes. This is difficult to replicate with software.