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Because Shopify powers so many stores — more than 1 million worldwide — it’s in a good position to build a “global” profile for consumers for personalized recommendations.

"It is not enough for a man to feel the divine flame burning in him; unless he goes into the concentrated, slogging business of learning the techniques of expression, his genius will be of no use to anyone." —Oswald Chambers

Plutocracy: "Those with more tokens than others hold more [I would add, disproportionately more] decision-making power than others..."

I suspect we shall see debt used increasingly in venture-backed businesses. My hope is that operators will constrain its use to areas where debt is a more natural fit. Personally, I’m not there yet on its application to SaaS revenue.

Increased efficiency can sometimes, counterintuitively, lead to worse outcomes. This is true almost everywhere. We will name this phenomenon the strong version of Goodhart's law. As one example, more efficient centralized tracking of student progress by standardized testing seems like such a good idea that well-intentioned laws manda

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