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The consensus is that people are traveling differently — and that different people are traveling. More road trips and weekend trips; far less business travel. And so the many different moving pieces of the travel industry, from airlines to luggage companies, are iterating.

Brands can drive revenue by distributing loans with close to zero marginal CAC;

Things don’t happen for a reason. But they do often happen because nobody has yet found a better way.

The classical idea in economics that competitive-equilibrium pricing maximizes social welfare relies on the assumption that every participant in the market has the same welfare weight—but that’s not the case in markets where there is significant inequality.

The concept of efficiency — how much one can accomplish per unit of time (or per dollar, etc.) — requires a quantitative numerator as well as a denominator. It requires a metric. Therefore, it tells us nothing about results we cannot quantify or measure. When we gear our society around efficiency, we produce more and more of the measurable, while t... See more

 You walk down your high street. What do you prefer to see there? The economist will say: Walmart, Best Buy, the Gap. Scale economies — cheaper prices — better for “consumers”! But the human being will say: an independent cafe, a good bookshop, a boutique clothing store. Why? Because they offer many things that mega scale organizations don’t.

So in order for Roam to truly solve my ‘Where should I put this?’ question, it would need to both be able to find the right note for me at the right time (difficult) but also be able to show me the right portion of it in the right way so that I can instantly feel a *click* and know why it’s relevant (much harder).  

(b) with fast feedback loops.