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Another reason to focus on demand is that it can pull supply much more effectively than supply can pull demand. It is not the case that “the world will beat a path to your door if you build a better mouse-trap” — but if you gather everybody with a mice problem in one place, I guarantee it will soon turn into a convention for better-mouse-traps inve... See more

1/ On America and crypto There is no more natural home for crypto than the United States of America. There is no more natural strategic weapon for the United States of America than crypto. The USA has never gone wrong betting on freedom and things are no different this time.

Because of this hit, big banks began charging and raising overdraft fees. For a consumer who doesn’t keep a balance, overdrafts became so expensive that it simply didn’t make sense to keep an account with a bank that would charge those. This created two opportunities: 1. Products like Dave, Status, Bridget and Earnin have emerged to provide overdra... See more

I soon realized the way people want to experience the world has changed forever, but the infrastructure to explore it hasn’t caught up with this new reality. It was early 2021, and I went to a cabin in Colorado to decompress after stepping down as CEO from my previous company. The place was disappointing.