ReFi is a beautiful idea – a re-imagining of the financial system using the tools humanity now has at its disposal to better account for the needs of all stakeholders, current and future. It puts a price on externalities, charging those who create negative externalities and rewarding those who create positive externalities.
In other words, when they say they are not lookingfor a faith community, millennials might mean they are not interested in belonging to an institution withreligious creed as the threshold. However, they are decidedly looking for spirituality and community incombination, and feel they can’t lead a meaningful life without it.The lack of deep... See more
In-group Cheems is particularly pernicious because of the strength of peer effects. If you are surrounded by like-minded, ambitious, will-to-act-havers, you are unlikely to find yourself much affected by In-group Cheems.