Sam Blumenthal

Many DeFi advocates anticipate a future world of peer-to-peer uncollateralized lending on blockchains, allowing crypto holders to lend and cut out fees charged by banks for credit scoring, monitoring and payment. Good luck with that. Fintech lending holds some clues since the industry uses AI tools to make uncollateralized lending decisions, and... See more

The backdrop for Tophatter’s new approach is gaming’s overall rise in the U.S., which has pushed retailers and brands to experiment with gaming-adjacent platforms like Twitch. (Twitch has nearly tripled the number of monthly broadcasts it has hosted since 2019, bringing it up to 9.7 million monthly streams today.) In-game transactions, called... See more