This is not to say that all time debts are bad. Perhaps you enjoy serving on your school committee or volunteering with a local organization. However, when you make these commitments, you are also creating a time debt that you will have to pay at some point. Sometimes the debts we commit to are worth sacrificing for, many times they are not.

TIME DEBTS are actions or choices you make today that will cost you additional time in the future.

After three months, Schwab was so delighted with the progress his company had made that he called Lee into his office and wrote him a check for $25,000 (equivalent to $400,000 in 2015)

One day, the farmer’s one and only horse runs away. The farmer’s neighbors come by to say they can’t believe it, “What bad luck!” The farmer shrugs, “Good luck? Bad luck? It’s impossible to know.” A few days later, the horse returns with a herd of wild horses, and the neighbors swing by again, “What good luck!” The farmer shrugs, “Good luck? Bad lu... See more

Source: Incadaques Photo Festival

Everything you say “Yes” to is saying “No” to everything else,

The classic image of a lion tamer is one of the entertainer holding a whip and a chair. The whip gets all of the attention, but it’s mostly for show. In reality, it’s the chair that does the important work.

"Most people spend it getting dressed, getting ready, and rushing out the door. What if that time was spent making yourself a better person? What if you woke up an hour *before* you needed to each day and worked on yourself? How much better would you be at work, in your relationships, and as a person?"

Avoid the fate of the lion: stop gazing at all the options and just get started. Starting before you feel ready is one of the [habits of successful people.