Sometimes people want a dedicated payee/payer field that can be queried and checked more strictly. If you want that, you can write a | (pipe) character in the description. This divides it into a "payee" field on the left, and a "note" field on the right. (Either can be empty.)
I have come to the conviction that if you cannot translate your thoughts into uneducated language, then your thoughts were confused. Power to translate is the test of having really understood one's own meaning.
Epic post on how Nike lost $25B in a day by trying to make everything data-driven:
"Nike invested billions into something that was less effective but easier to measure vs something that was more effective but less easy to measure.
In conclusion: an impressive waste of money."... See more