Endless desire is one of the pitfalls of human nature, and one of the first things you need to cure if you want to get ahead more quickly.

Legendary investor Warren Buffett said, “A low-cost fund is the most sensible equity investment for the great majority of investors.” He explains, “By periodically investing in an index fund, for example, the know-nothing investor can actually outperform most investment professionals.”

Impeccability. Since accuracy and accountability are called for in every step of the program, starting out with these two qualities sets a good example for you to live up to. When you do this step (and the others in this book), set your sights on impeccability—have you really searched your files and your memory banks for all your income? Yes, you c

Winning isn’t having the most toys. It’s having precisely what you need and nothing in excess and being able to stop playing the game at will. Knowing money is life energy allows you to maximize and optimize your most precious resource: your time; your life.

Enough is a fearless place. A trusting place. An honest and self-observant place. It’s appreciating and fully enjoying what money brings into your life and yet never purchasing anything that isn’t needed and wanted. Once you have discovered what is enough for you, your fulfillment curve can reverse direction and head straight up.

The myths of “growth is good” and “full employment” established themselves as key values. These dovetailed nicely with the gospel of “full consumption,” which preached that leisure is a commodity to be consumed rather than free time to be enjoyed. For the past half century, full employment has meant more consumers with more “disposable income.” Thi

As Annie Leonard vividly shows in her short film The Story of Stuff, our appetite for things drives a one-way trip for resources from the earth to factory to store to our house to the dump.

If you see your life as bigger than your job and can conceive of having to work for money for only a finite and foreseeable period of time, then you are likely to be an even more highly motivated, high-integrity worker. The qualities of self-assurance, high motivation, dedication, integrity, joyful pride of workmanship, and responsibility that you

SUMMARY OF STEP 1 A. Find out how much money you have earned in your lifetime. B. Create a balance sheet of your assets and liabilities. What do you have to show for the money you’ve earned?