we now meet most of our needs, wants, and desires through money. We buy everything from hope to happiness. We no longer live life. We consume it.

transform your relationship with your future.

Retiring your debt returns to you the freedom to choose. Whatever the economic climate, being able to say “I don’t owe anything to anyone” is a statement of sanity, dignity, and freedom.

Enough is a fearless place. A trusting place. An honest and self-observant place. It’s appreciating and fully enjoying what money brings into your life and yet never purchasing anything that isn’t needed and wanted. Once you have discovered what is enough for you, your fulfillment curve can reverse direction and head straight up.

And here is where this program is different from the tens or hundreds of other recipes for fiscal health. It is based on consciousness, fulfillment, and choice, not on budgeting or deprivation.

that is always true for you, one hundred percent of the time: Money is something you trade your life energy for. You sell your time for money. It doesn’t matter that Ned over there sells his time for a hundred dollars and you sell yours for twenty dollars an hour. Ned’s money is irrelevant to you. The only real asset you have is your time. The

As Annie Leonard vividly shows in her short film The Story of Stuff, our appetite for things drives a one-way trip for resources from the earth to factory to store to our house to the dump.

Rich is way more than most other people have. But we know the fallacy of the myth of more. More is like a mirage. We can never reach it because it isn’t real. John Stuart Mill once said, “Men do not desire to be rich, only to be richer than other men.” In other words, as soon as rich becomes available to the likes of us, it will no longer be rich.

There are two parts to this step: A. Find out how much money you have earned in your lifetime—the sum total of your gross income, from the first penny you ever earned to your most recent paycheck. B. Find out your net worth by creating a personal balance sheet of assets and liabilities.