You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want
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You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want
Instead, ask yourself: What do I want my money to do for me?
Jesse Mecham • You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want
If your sprint feels intolerable after a couple of weeks, you’re probably moving at just the right pace. Keep going. You have a goal and you can do this. You’ll go back to normal life soon. This will be worth it.
Jesse Mecham • You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want
Rule Two prompts you to break those bigger expenses into monthly installments so you’re prepared to pay them when they hit.
Jesse Mecham • You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want
Thirty minutes should be plenty of time to recap the prior month and set a plan for the one ahead. You’ll get better at this the more you do it.
Jesse Mecham • You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want
Write down your quality-of-life goals even if you don’t have money to assign to them right now.
Jesse Mecham • You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want
Our individual approach to money sometimes stems from our upbringing.
Jesse Mecham • You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want
We don’t have a system for making decisions.
Jesse Mecham • You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want
Systems are very important
I stress the importance of yours, mine, and ours when it comes to the source of your priorities, but the exact opposite is true when it comes to the source—and location—of your money. At YNAB we encourage couples to keep all their money in one joint bank account.