Increase your automobile and homeowner (or renter) insurance policy liability limits to several hundred thousand dollars. Then buy an “umbrella” policy on top of it.

Priority List for Attending Physicians

More information on choosing between Roth 401(k) and traditional 401(k) contributions can be found at here.

Combining the Good News with the Bad News

More information on using a taxable investing account in a tax-efficient manner can be found at here.

The second priority is to determine a plan for your student loans.

I recommend you carry a $1 million to $5 million umbrella policy above and beyond your auto and homeowner’s policy limits.

You can learn more about using a HSA as a Stealth IRA at here.

Good News About Retirement