This book provides the skills and day-to-day practices needed to develop The Thriving Mindset. It is written as a hands-on guide for successfully navigating disruptive change and for finding the opportunities to excel that disruptive change often presents.

critical thinking. It wasn’t about just getting the right answer—you were expected to explain your reasoning, debate ideas, and be creative.

whatever his peer’s financial situation might have been, that had no bearing on his truth about money.

One of the most important principles I put forward is that disruption is always accompanied by opportunity.

Decisions of Desperation vs. Courageous Leaps I’ve coined a term for what almost happened to me in those early years after college: a “decision of desperation.” That’s what happens when, rather than having the opportunity to make a Courageous Leap, you are forced into making suboptimal, short-term decisions just to survive.

As this world enters this fourth industrial revolution, ideas can be thought of as a form of currency. People who can “trade” in this new Currency of Ideas—

3.Set specific goals and plans around your truth about money:

But many people in the U.S. are facing a very different reality: they are being left out. They are being left behind. They are at the breaking point. They feel overwhelmed by disruption, and they are unable to keep up with the pace of change. Put plainly, they spend most of their time frightened about the future.

I believe the way to develop self-acceptance is to think of it as a journey that may unfold in stages. It’s a journey that offers important lessons, opens the door to opportunities and, (most importantly) presents the Courageous Leaps that enable a Thriving Mindset.