added by sari · updated 2y ago
The Disappearing Bank
- However we are now seeing the rise of “embedded fintech.” Rather than standalone applications, financial features are being embedded into all of the consumer and business applications that people are using already.
from Fintech Infrastructure 101 - Overview & Market Landscape — Chris McCann by Chris Mccann
sari added
- Once financial services were digital, they no longer needed to exist as discrete products; they could become embedded in software that consumers and businesses use all day long, and with which they have a durable and data-rich relationship. We are early in that process, and it requires imagination to see where it ends. For a while, it’s just going ... See more
from The Future Of Money: A Complete Revolution by Matt Harris
sari added
- Embedded financial products open up entirely new revenue streams to productivity software companies that were previously only accessible by financial institutions. Fintech APIs (like payments from Stripe) allow companies to monetize not with expensive subscriptions but through financial instruments that were previously the purview of banks.
from The End of Software, Again by every.to