The Debt-Free Spending Plan: An Amazingly Simple Way to Take Control of Your Finances Once and for All

There’s nothing that gets us into huge amounts of debt faster than special-event debting.

It looks like this: On one page: June 26th US$200.00 a day Breakfast 10.00 Drinks 15.00 Snack 12.00 Water 3.00 Snorkeling 35.00 Dinner 60.00 Total 135.00 If we don’t spend our $200 in one day, the extra rolls over to an “extra” page. On the next page: Extra: 7/26 +65.00

we avoid letting the unsolved problem sit there so we can size up its dimensions, feel what we feel, and then proceed thoughtfully. So my suggestion is simple: When you begin to address money issues with your partner, don’t come to the table with all of the answers. In fact, don’t come with any answers. Just open up the topic for viewing, discussin

It’s also fine to pay the bills together from one account, and then divide up the Daily Needs cash and Savings money. But I don’t recommend doing that if there’s been angst-ridden debt trouble. Why not? Because inevitably, one partner will tend to opt out of the bill-paying process and dump it all on the other partner, claiming, “I’m just no good w

In working the Debt-Free Spending Plan I have stumbled upon my own, new version of success, and I find it so much more powerful and fulfilling and true. I have found out that success is the ability to make the choices I want to make and to be able to fund them. Oddly enough, it turns out for me, succeeding has turned out to be reliant much more on

We create a Spending Plan for our vacation, give ourselves a daily average of cash to spend for expenses, and list what we spend in our Magic Little Notebook.

Cash savings mean you have money choices and life choices. Funding your wants and funding your savings offers you the choice to make the moves in your life that will protect you, support you, enliven you, and relieve you from situations that are not good for you. That’s financial freedom. And you don’t need a million dollars to get it. You can have

This is what’s happening: We’re feeling entitled, and when we feel entitled, we’re apt to use our credit cards. When we use credit for entitlement purchases, it’s more than rebellion. It’s because we have a lack of clarity in real and proportional numbers about what we can and cannot fund with our salary and income. All of that is about to change.

Introducing the Debt-Free Spending Plan The Debt-Free Spending Plan has three basic, simple components: 1. Monthly Bills 2. Daily Needs 3. Savings, Vacation, and Fun Money If we get paid more than once a month, it will also have a Bill-Paying Plan. That’s it. The premise is: We fund our bills (like mortgage or rent) and our daily needs (like grocer