Einstein explained it this way: “Our problems can’t be solved at the same level of thinking we were at when we created them.” It takes another level of thinking to break through our earning barriers, to solve our financial problems, too. Or as one woman in my seminar put it, “It’s not just going through the steps. It’s having a paradigm shift in

“Tell me, I forget. Show me, I remember. Involve me, I understand.” —Chinese proverb

Overcome my fear. Earn really big money.

Underearning—or earning below one’s potential—is a pervasive condition that affects millions of people, with symptoms ranging from a mild lack of fulfillment to a life of hardship and unhappiness.

“Don’t blame the floor if you can’t dance.” —Source unknown

When you set goals, you are making things happen by focusing your attention, determining your choices, shaping outcomes, and attracting opportunities to fulfill those objectives.

“Self-love is not only necessary and good, it is a prerequisite for loving others.” —Rollo May

Underearners can be terrible snobs. They’re ambivalent or downright negative about money and/or people who have it. They dislike the wealthy, take great pride in living on a shoestring, believe there is virtue in being poor, and criticize those too focused on their finances.

Financial Independence You have the resources to live a satisfying, comfortable life, accomplish your dreams and goals, and have more fun doing what you do.