Infrastructure to exchange resources with unknown people and businesses.

As The Diff author and all-around genius Byrne Hobart emailed me in a reply to a Not Boring essay a couple years ago: “For any fintech product the question always comes down to: do they have a sustainable advantage in low CAC?” 

With the proliferation of banking APIs in the two years since, and the fierce competition in the financial services... See more

pproach though, one which has historically been associated with terms like "epurse" in the technology industry: what if the balance tracking and authorization decisions were actuall