Fearless Retirement: How to Retire Without Financial Worry

can be downloaded for free at: www.fearlessretirementresources.com

The short answer is human behaviour. As humans, we let emotion rather than logic drive our decisions. The emotions of fear and greed drive our decisions of when to get in and when to get out of the market.

So generally this money is to be used to help provide an income once you’re no longer working. But it could be for any other financial goal that’s quite far out in the future. For instance, some consider a child’s education as a long-term goal worth saving for. This area is important for the simple fact that, if you don’t put aside some money for t

Some rules of thumb attempt to gauge how much fixed income we should have, based on our age. One such rule states that the percentage of fixed income in our portfolio should equal our age.

If you’re drawing income from your long-term assets, you might set aside enough mid-term money to cover one to two years of income payments. When the next market correction comes, you’ll have enough income to keep you going for one to two years, and you won’t have to worry when the markets don’t bounce right back.

I talked to clients about how money by itself isn’t important. In fact, I’ve been known to say that money by itself is boring, especially in the modern world, where we don’t even get to hold much of it in our hands. Our money has just become numbers in a computer. I’ve also said that the important thing is what money can do. This concept eventually

Dr. Moshe Milevsky, a professor who’s involved with the Quantitative Wealth Management Analytics Group (QWeMA). They’ve developed a retirement income analysis tool based on something they call Product Allocation for Retirement Income (PrARI®) algorithmic methods.

In chapter 7, I’ll introduce you to a simple concept called the Four Planning Cornerstones. You can use this concept to create a basic plan for yourself. In chapters 8 and 9, I reveal the secrets of my retirement income planning system called The Fearless Retirement Blueprint. I use this system to create lifelong income for clients so they can enjo

whenever times got tough…….. “Illegitimi non carborundum”