Die With Zero: Getting All You Can from Your Money and Your Life

Make “maximize total life enjoyment” your mantra, using it to guide every decision—including what to focus on with your financial adviser.

Learn about how to improve your eating habits to improve your health. Of the many books on this subject, the one I know well and always recommend is Eat to Live, by Joel Fuhrman, M.D.

was like a slap across my face. He went on. “You came here to make millions,” he said. “Your earning power is going to happen! Do you think you’ll only make 18 thousand a year for the rest of your life?”

Rule No. 5: Give money to your children or to charity when it has the most impact.

the number of actual experiences available to you diminishes as you age.

A higher salary doesn’t always mean more actual income on an hourly basis.

Life is not a game of Space Invaders—you don’t get points for all the money you rack up in the game—but many people treat it as though it were. They just keep earning and earning, trying to maximize their wealth without giving nearly as much thought to maximizing what they get out of that wealth—including what they can give to their children, their

long-term care insurance.

Look, if all you want is to have a pile of money at the end, well, I guess that’s your choice. But bear in mind that I have never seen somebody’s total net worth posted on their tombstone.