Build your Fintech

A big hurdle to this stuff happening today is that the banking-as-a-service platforms that exist are so intensive to integrate with, that for most companies

Prior to fintech platforms, if a developer wanted to start a new fintech company it typically took 2+ years to develop a partnership with a bank before getting up and running. Now we see developers using fintech platforms (ex. SynapseFi, Sila, etc.) to spin up new fintech apps in a matter of hours. This reduction of effort is leading towards a rise... See more

Financial services simply weren’t designed for the modern internet, and this is a pain point for businesses today: nearly half (46%) of companies report that their banking experience has hindered their company growth.

Financial institutions were built to on-board people as customers (retail) or business owners as customers (SMB); however, today there is a new class of users needing access to the underlying financial infrastructure these banks use - developers.

Theoretically, with all of these new ‘fintech’ tools available, there should be infrastructure with rich API connectivity that allows for the movement of money across all of these applications through a PFM. Interesting companies like Astra Finance are building in the space of ‘autonomous money’, but many companies are still fairly siloed in their ... See more

Many of the tools, API’s, and infrastructure created for financial applications were originally created for internal banking customers; however, now with the rise of consumer and business fintech applications, we are going to see outside developers as the new emerging customer.