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Budget Culture and the Dave Ramseyfication of Money
You're overspending because you lack values
substack.comBudget culture steps into this environment, defines a “right” set of goals, creates a set of rules, and tells you you can reach those goals if you follow those rules. Just like the promises of fad diets, the latest relationship advice, or the one bad company you can avoid to stop from destroying the planet, there’s an enormous appeal to finding the... See more